If you have dental insurance, you are eligible for a number of discounts and benefits toward your annual dental care. Most plans completely cover two checkups and cleanings per year, along with dental x-rays and maybe fluoride treatments. If you have a Delta PPO or Cigna dental insurance, Dr. Scott Parker is your local in-network dentist! Keep reading to learn more about how your insurance works, then schedule an appointment with the Delta and Cigna dentist in Calimesa today.
Dental insurance aims to reduce overall costs of your dental care by heavily discounting or completely covering the preventive dentistry that help you avoid cavities and other oral health hazards. You receive the benefits in exchange for a premium, or a set amount of money you or your employer pay each month. Schedule these treatments before the calendar year is complete to avoid wasting the benefits you are owed.
You will pay any amount that is not fully covered under your plan out-of-pocket. Your dentist receives the full amount from your insurance provider after we file and process the claim.
The key to making dental insurance easy is choosing a dentist who is in-network with your provider or who accepts your plan. Dr. Parker is in-network with Cigna and Delta PPO plans, but we will process and file claims for many other PPO plans as well. Please contact our office to discuss the particulars of your coverage. Our team of experts can help you understand the ins and outs of your plan.
Dental insurance is a wonderful investment in your oral and overall health. Unfortunately, many patients allow their benefits to go to waste because they are unsure of how to maximize on their dental insurance plan. Don’t let that happen to you! Remember that you can get in touch with our office at any time to discuss what benefits you can receive with your dental insurance plan. Most patients can receive a checkup and cleaning for free every six months. Necessary restorative care, like tooth-colored fillings, crowns, bridges, and other treatments, are usually significantly discounted.
You probably won’t meet your deductible, or the amount you have to pay out-of-pocket before insurance kicks in, every year. But when you do, you will want to ensure that you also reach your annual maximum -- the amount of money up to which your dental insurance must cover. We can talk to you about your options and help you decide which treatments you could benefit from most.
High quality dental care shouldn’t cost you an arm and a leg. Dr. Parker and our office are pleased to accept dental insurance to help make your care more affordable. If you have Cigna or a Delta Dental PPO, it’s even easier to visit our state-of-the-art dental practice. Request an appointment with the Cigna and Delta Dental dentist in Calimesa today!